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When Does Your Commercial Liability Insurance Company Have to Defend You in...

Most insurance policies will provide some level of indemnity if you are financially harmed by something covered by the policy. That's the whole point of having insurance, right?But financial pain isn't...

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Does your Insurance Cover the Promises you Made in that Construction Contract?

Does your Insurance Cover the Promises you Made in that Illinois Construction Contract?Most contracts for construction work include provisions called "indemnification" or "hold harmless" agreements....

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Do I Need A Commercial Auto Insurance Policy in Chicago, Illinois?

  As a businessowner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical...

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Auto Insurance For Businesses

  Business Vehicle Insurance in Chicago, IllinoisWHAT IS BUSINESS VEHICLE INSURANCE?As a businessowner, you need some of the same insurance coverages for the cars, trucks, vans or other vehicles you...

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Mastering Cyber Risk Insurance

Insurers In Dash For Expertise to Master Cyber Risk Insurance In IllinoisInsurers are eagerly eyeing exponential growth in the tiny cyber coverage market in Wheaton, Chicago, and Alsip, Illinois, but...

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Rising Commercial Insurance Prices In Illinois

 Prices For Commercial Insurance Are Still On The Rise In Chicago, Wheaton, and Alsip Illinois! During the first quarter of 2014, researchers found that commercial insurance prices rose by nearly five...

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Understanding Terrorism Insurance

Understanding Terrorism Insurance In The Chicagoland Area Terrorism insurance provides coverage to individuals and businesses in Chicago, Wheaton, & Alsip, Illinois, for potential losses due to...

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Contractors: Get To Know These Insurance Phrases

Illinois Contractors: Get To Know These Insurance PhrasesInsurance requirements in construction contracts contain important but confusing phrases. Phrases like "contractual liability" and "primary and...

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Thank you Chicago Better Business Bureau!

Thank you Chicago Better Business Bureau for featuring us in your Father's Day Special - "Why do you like to work together as a family?"Zeiler Insurance Services, Inc. is a family-owned, independent...

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The Impact of the Affordable Care Act on Workers’ Compensation

The Impact of the Affordable Care Act on Workers’ CompensationThe Affordable Care Act does not directly address workers’ compensation issues, but some aspects of the health care reform law will most...

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Illinois Drug and Alcohol Testing Laws

Illinois does not have a statute or regulation generally addressing drug testing of employees and applicants by private employers. However, Illinois law requires that employers working under a public...

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Five Strategies for Reducing Workers’ Compensation Costs

Five Strategies for Reducing Workers’ Compensation CostsWhen a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing...

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Don't Have a Breakdown

Because your business depends on functioning equipment to operate and maintain revenue, a breakdown could be devastating. The threat of breakdown is increasingly prevalent because technologically...

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What Homeowners Need to Know about Replacement Cost and Market Value

Many Illinois homeowners do not have sufficient coverage to provide for all of their belongings and as a result are under-insured. Most homeowners policies require you to be insured to the value of...

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Leasing Commercial Property

What You Need to Know Before You Lease Commercial Property for Your Small Business​Renting space for your small business involves more than finding the perfect location at a price you can afford. Why?...

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